1 cup Bisquick. baking mix
Salt & pepper -- to taste
1/3 cup Water
1 cup Salsa
1 can Refried beans -- any variety
1 cup shredded cheddar cheese -- or to taste
1 pound Ground beef
|Mix Bisquick, water and refried beans together and put it in the bottom of
a greased pie plate. Brown and drain seasoned ground beef; put on top of
mixture in pie plate.

Add salsa and then cheese. Bake, uncovered, for 30 minutes at 350 or till
golden brown.

We have found if you let it sit for about 15 min, it tends to cut more
like a pie.

Serve with extra salsa, sour cream and mexican chips.

Can be made the night before and refrigerated; then put in the oven.